How to Sign Up for Medicare Part D Prescription Coverage

Enroll in Medicare Part D to cover the cost of prescription drugs and avoid the late enrollment penalty.

In this guide (5 steps):

1.Go to Medicare.gov
2.Enter your ZIP code and current drugs
3.Compare Part D plans side-by-side
4.Click Enroll on the plan you pick
5.Wait for your plan card in the mail

Go to Medicare.gov

~15s

Open your browser and go to medicare.gov. Click "Find health & drug plans" at the top of the page.

Enter your ZIP code and current drugs

~15s

Type in your ZIP code and list the prescriptions you take. Medicare uses this to show only the plans that cover your drugs at the best price.

Compare Part D plans side-by-side

~15s

Medicare lists plans in your area along with the monthly cost, drug cost, and star rating. Look at the "Estimated Yearly Drug Costs" number — that is the best way to compare.

Click Enroll on the plan you pick

~15s

Click the plan name, then click Enroll. Sign in with your Medicare account (or create one with your Medicare number) and enter your info.

Wait for your plan card in the mail

~15s

The insurance company will mail you a plan ID card within 2 weeks. Show this card along with your red, white, and blue Medicare card at the pharmacy when picking up prescriptions.

You Did It!

You've completed: How to Sign Up for Medicare Part D Prescription Coverage

Need more help? Get Expert Help from a TekSure Tech

Medicare Part D pays for prescription drugs. Basic Medicare (Parts A and B) does not cover most prescriptions, so most people need to add Part D or a Medicare Advantage plan that includes drug coverage.

You should sign up during your 7-month enrollment window around your 65th birthday. Waiting longer means paying a late-enrollment penalty every month for the rest of your life.

Rate this guide

How helpful was this guide?

Medicare

Part D

prescriptions

enrollment

insurance