How to Read Your Medicare Summary Notice Online

Find and read your Medicare Summary Notice online to check what Medicare paid for your doctor visits and treatments.

In this guide (5 steps):

1.Go to medicare.gov and sign in
2.Click Claims & Statements
3.Open your latest Summary Notice
4.Check each claim for mistakes
5.Report anything suspicious

Go to medicare.gov and sign in

~15s

Open medicare.gov in your browser and click "Log In" at the top right. Sign in with your username and password, or create an account using your Medicare number.

Click Claims & Statements

~15s

From your account home page, click the "Claims & Statements" menu at the top. This is where all your billing paperwork lives.

Open your latest Summary Notice

~15s

Click "Medicare Summary Notices" to see a list of past notices. Click the most recent one to open a PDF of the notice, which looks just like the paper version.

Check each claim for mistakes

~15s

Look at the list of services and dates. Make sure every visit is something you actually had. If you see a doctor you never saw or a test you never had, that is a red flag for fraud.

Report anything suspicious

~15s

If you find a claim that does not look right, call your doctor's billing office first to check. If it is still wrong, call 1-800-MEDICARE or the Medicare Fraud Hotline at 1-800-HHS-TIPS.

You Did It!

You've completed: How to Read Your Medicare Summary Notice Online

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A Medicare Summary Notice (MSN) is a detailed statement Medicare mails you every three months showing every claim they paid. It lists the doctor, date, service, how much was billed, and how much Medicare paid.

Reading these notices helps you catch billing mistakes and possible fraud. You can see them online in your Medicare account anytime, which is faster than waiting for the paper version.

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