How to Use the Official Medicare App on Your Phone

The Medicare app (MyMedicare.gov) lets you check your coverage, view claims, find doctors, and manage your benefits — all from your smartphone.

In this guide (5 steps):

1.Download the Medicare "What's Covered" App
2.Look Up Coverage for a Service
3.Create a Medicare.gov Account
4.View Your Claims and Summary Notices
5.Find Medicare Doctors Near You

Download the Medicare "What's Covered" App

~19s

Search "What's Covered" in the App Store (iPhone) or Google Play (Android). The developer is the Centers for Medicare & Medicaid Services — make sure you download the official government app. Install it for free.

Quick Tip

The companion website at medicare.gov and your MyMedicare.gov account offer additional features like viewing claims and managing plan information.

Look Up Coverage for a Service

~16s

Open the app and type a service, item, or test in the search bar — for example, "cataract surgery" or "glucose monitor." The app shows official coverage information: whether Medicare covers it, what Part (A or B) pays, and any conditions that must be met.

Create a Medicare.gov Account

~21s

Go to medicare.gov on a computer or tablet. Click "Create Account." Enter your name, Medicare number, and date of birth exactly as they appear on your Medicare card. Create a username and password. Verify with a code sent to your email or phone.

Quick Tip

Your Medicare number is an 11-character code on your red, white, and blue Medicare card — it contains letters and numbers.

View Your Claims and Summary Notices

~23s

Log in to MyMedicare.gov → "My Health" → "My Claims." You can see every claim Medicare has processed for you, the amount billed, how much Medicare paid, and how much is your responsibility. This is the same information that used to be mailed to you as a paper notice.

Quick Tip

Review your claims quarterly for errors — if you see a service you did not receive, contact Medicare at 1-800-MEDICARE.

Find Medicare Doctors Near You

~15s

In the Medicare.gov website or app, use "Find care" to search for doctors, hospitals, and specialists who accept Medicare in your area. You can filter by location, specialty, and quality rating. Always confirm a provider still accepts Medicare before scheduling.

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The official Medicare mobile app gives you quick access to your Medicare benefits, claims history, deductibles, and covered services — right from your phone. Instead of calling 1-800-MEDICARE or waiting for a paper explanation of benefits in the mail, you can check the status of a claim or verify coverage within seconds.

The app is called "What's Covered" from Medicare.gov, and it works alongside the MyMedicare.gov website. There is also a Medicare and You Handbook available digitally. Together, these tools replace most reasons to call the Medicare helpline.

Here is what you can do with the Medicare app: look up whether a specific service, test, or item is covered by Original Medicare (Part A and B); check your eligibility dates; view your Medicare Summary Notices (the official record of what was billed and paid); find Medicare-participating doctors, hospitals, and suppliers near you; compare nursing homes and home health agencies on quality ratings; and get information about Medicare Advantage, supplemental plans, and Part D prescription coverage.

The "What's Covered" app is particularly useful for checking coverage before a procedure. You can type in a specific treatment or supply (like a CPAP machine or blood glucose monitor) and the app tells you the official Medicare coverage rules — what percentage Medicare pays, whether you need a referral, and what your out-of-pocket costs might be.

The app requires creating a Medicare.gov account if you do not have one. Your Medicare number (on your red, white, and blue card) is needed during registration.

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